National Bank of Kenya Limited Interest Rate Report

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The following are the average % interest rates charged by the bank featured on the cost of credit service.

Mortgage

January

17.03%
Last updated on: 05/11/2025

February

17.03%
Last updated on: 05/11/2025

March

17.03%
Last updated on: 05/11/2025

April

17.03%
Last updated on: 05/11/2025

May

17.03%
Last updated on: 05/11/2025

June

17.03%
Last updated on: 05/11/2025

July

17.03%
Last updated on: 05/11/2025

August

17.03%
Last updated on: 05/11/2025

September

17.03%
Last updated on: 05/11/2025

October

17.03%
Last updated on: 05/11/2025

November

17.03%
Last updated on: 05/11/2025

December

17.03%
Last updated on: 05/11/2025

Mortgages 1-5 Years

January

17.03%
Last updated on: 05/11/2025

February

17.03%
Last updated on: 05/11/2025

March

17.03%
Last updated on: 05/11/2025

April

17.03%
Last updated on: 05/11/2025

May

17.03%
Last updated on: 05/11/2025

June

17.03%
Last updated on: 05/11/2025

July

17.03%
Last updated on: 05/11/2025

August

17.03%
Last updated on: 05/11/2025

September

17.03%
Last updated on: 05/11/2025

October

17.03%
Last updated on: 05/11/2025

November

17.03%
Last updated on: 05/11/2025

December

17.03%
Last updated on: 05/11/2025

Personal Secured Loan Up to 1 year

January

12.38%
Last updated on: 03/02/2026

February

12.38%
Last updated on: 03/02/2026

March

12.38%
Last updated on: 03/02/2026

April

12.38%
Last updated on: 03/02/2026

May

12.38%
Last updated on: 03/02/2026

June

12.38%
Last updated on: 03/02/2026

July

12.38%
Last updated on: 03/02/2026

August

12.38%
Last updated on: 03/02/2026

September

12.38%
Last updated on: 03/02/2026

October

12.38%
Last updated on: 03/02/2026

November

12.38%
Last updated on: 03/02/2026

December

12.38%
Last updated on: 03/02/2026

Personal Secured Loan Up to 5 years

January

13.55%
Last updated on: 03/02/2026

February

13.55%
Last updated on: 03/02/2026

March

13.55%
Last updated on: 03/02/2026

April

13.55%
Last updated on: 03/02/2026

May

13.55%
Last updated on: 03/02/2026

June

13.55%
Last updated on: 03/02/2026

July

13.55%
Last updated on: 03/02/2026

August

13.55%
Last updated on: 03/02/2026

September

13.55%
Last updated on: 03/02/2026

October

13.55%
Last updated on: 03/02/2026

November

13.55%
Last updated on: 03/02/2026

December

13.55%
Last updated on: 03/02/2026

Personal Secured Loan Up to 10 years

January

14.25%
Last updated on: 03/02/2026

February

14.25%
Last updated on: 03/02/2026

March

14.25%
Last updated on: 03/02/2026

April

14.25%
Last updated on: 03/02/2026

May

14.25%
Last updated on: 03/02/2026

June

14.25%
Last updated on: 03/02/2026

July

14.25%
Last updated on: 03/02/2026

August

14.25%
Last updated on: 03/02/2026

September

14.25%
Last updated on: 03/02/2026

October

14.25%
Last updated on: 03/02/2026

November

14.25%
Last updated on: 03/02/2026

December

14.25%
Last updated on: 03/02/2026

Personal Unsecured Loan Up to 1 year

January

15.99%
Last updated on: 05/11/2025

February

15.99%
Last updated on: 05/11/2025

March

15.99%
Last updated on: 05/11/2025

April

15.99%
Last updated on: 05/11/2025

May

15.99%
Last updated on: 05/11/2025

June

15.99%
Last updated on: 05/11/2025

July

15.99%
Last updated on: 05/11/2025

August

15.99%
Last updated on: 05/11/2025

September

15.99%
Last updated on: 05/11/2025

October

15.99%
Last updated on: 05/11/2025

November

15.99%
Last updated on: 05/11/2025

December

15.99%
Last updated on: 05/11/2025

Personal Unsecured Loan Up to 5 years

January

15.99%
Last updated on: 05/11/2025

February

15.99%
Last updated on: 05/11/2025

March

15.99%
Last updated on: 05/11/2025

April

15.99%
Last updated on: 05/11/2025

May

15.99%
Last updated on: 05/11/2025

June

15.99%
Last updated on: 05/11/2025

July

15.99%
Last updated on: 05/11/2025

August

15.99%
Last updated on: 05/11/2025

September

15.99%
Last updated on: 05/11/2025

October

15.99%
Last updated on: 05/11/2025

November

15.99%
Last updated on: 05/11/2025

December

15.99%
Last updated on: 05/11/2025

Personal Unsecured Loan Up to 6 Years

January

15.99%
Last updated on: 05/11/2025

February

15.99%
Last updated on: 05/11/2025

March

15.99%
Last updated on: 05/11/2025

April

15.99%
Last updated on: 05/11/2025

May

15.99%
Last updated on: 05/11/2025

June

15.99%
Last updated on: 05/11/2025

July

15.99%
Last updated on: 05/11/2025

August

15.99%
Last updated on: 05/11/2025

September

15.99%
Last updated on: 05/11/2025

October

15.99%
Last updated on: 05/11/2025

November

15.99%
Last updated on: 05/11/2025

December

15.99%
Last updated on: 05/11/2025

Personal Unsecured Loan Up to 10 years

January

15.99%
Last updated on: 05/11/2025

February

15.99%
Last updated on: 05/11/2025

March

15.99%
Last updated on: 05/11/2025

April

15.99%
Last updated on: 05/11/2025

May

15.99%
Last updated on: 05/11/2025

June

15.99%
Last updated on: 05/11/2025

July

15.99%
Last updated on: 05/11/2025

August

15.99%
Last updated on: 05/11/2025

September

15.99%
Last updated on: 05/11/2025

October

15.99%
Last updated on: 05/11/2025

November

15.99%
Last updated on: 05/11/2025

December

15.99%
Last updated on: 05/11/2025

Disclaimer

These are indicative rates to guide you in your planning. If you are interested in a bank loan, you should contact the bank directly for an official statement of the interest rate for the facility you wish to borrow. The interest rates may vary based on your risk score.